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GoodLoan - Online Cash Loan app for iPhone and iPad


4.2 ( 6032 ratings )
Finance Utilities
Developer: Kumquat Lending Inc.
Free
Current version: 1.0.2, last update: 1 year ago
First release : 05 Jan 2023
App size: 54.85 Mb

Corporate Name: Kumquat Lending Inc..
Registered Business Name: Kumquat Lending Inc. Doing business under the name and style of "GoodLoan"
SEC COMPANY REGISTRATION NO.CS202051900
CERTIFICATE OF AUTHORITY NO.3318

GoodLoan provides non-collateral and no guarantee required online loan service to every ordinary borrower, to help every Filipino solve their financial proble

*** Product introduction ***
Age: Over 20
Loan amount:
• Min ₱2,000
• Max ₱15,000
Loan Term:
• Min 90 days (shortest, including renewal time)
• Max 120 days (longest, including renewal time)
Interest rate: Maximum APR is 24% per year, 0.065% per day
Transaction fee: ₱30-₱130. The transaction fee is charged in advance by the transaction channel with successful loan.
Service fee: ₱30

*** Example ***
If you choose a loan limit of ₱ 5,000 with a period of 120 days (4 months), the daily Interest rate is 0.065%. Transaction fee is ₱30, Service fee is ₱30, then you will need to pay:
Service fee: ₱30,
Transaction fee: ₱30
Amount in hand: ₱5,000 - ₱30 - ₱30 = ₱4,940,
Total interest fees: ₱5,000 * 24% * 120 / 365 = ₱400,
Monthly interest shall be paid: ₱400 / 4 = ₱100,
Total repayment bill at due date (Loan Amount + Total interest fee): ₱5,000 + ₱400 = ₱5,400,
Monthly repayment bill including principal and interest shall be paid: ₱5,400/4 = ₱1,350.

*** Why choose GoodLoan? ***
No collateral and guarantee required.

*** Loan application procedure for first time borrowers: ***
1. Download GoodLoan application.
2. Register a personal account in the app.
3. Choose your loan amount and loan term.
4. Fill in personal info.
5. Loan review and cash disbursement.

*** Requirement ***
1. Philippine nationalities
2. Aged between 18 to 55.
3. Valid ID required: SSS/UMID/TIN/Passport/Drivers License (either type)

*** Contact us ***
Email: [email protected]
Address: PBCom Tower 6795 Ayala Aye. Cor. V. A Rufino St., Sam Lorenzo, Makatl City